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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,200 | $174,379-87.8% | $152,093-86.1% | $138,895-84.7% |
| Participation rate | 77.8% | 81.6%-3.9pp | 77.8%0pp | 79.9%-2.1pp |
| Annual return | 17.92% | 74.86%-56.9pp | 66.36%-48.4pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,713 | $4,652-63.2% | $4,175-59.0% | $4,194-59.2% |
| Participant deferral / active EE | $4,616 | $6,159-25.1% | $5,451-15.3% | $6,396-27.8% |
| Admin fee / account holder | $2,245 | $16,880-86.7% | $14,497-84.5% | $12,562-82.1% |