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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,283 | $96,388+50.7% | $80,627+80.2% | $139,466+4.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | -18.82% | 1352.08%-1370.9pp | 936.76%-955.6pp | 373.66%-392.5pp |
| Employer contribution / active EE | $50,212 | $3,260+1440.3% | $2,723+1744.2% | $4,754+956.2% |
| Participant deferral / active EE | $25,052 | $5,224+379.5% | $4,443+463.9% | $6,712+273.3% |
| Admin fee / account holder | $35,881 | $6,603+443.4% | $5,381+566.9% | $11,409+214.5% |