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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,753 | $185,856-88.8% | $170,028-87.8% | $139,456-85.1% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 40.16% | 60.52%-20.4pp | 53.39%-13.2pp | 373.45%-333.3pp |
| Employer contribution / active EE | $8,528 | $7,593+12.3% | $6,788+25.6% | $4,753+79.4% |
| Participant deferral / active EE | $9,453 | $11,623-18.7% | $10,409-9.2% | $6,711+40.9% |
| Admin fee / account holder | $405 | $15,387-97.4% | $12,820-96.8% | $11,407-96.4% |