Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,832 | $95,867-93.9% | $79,551-92.7% | $134,493-95.7% |
| Participation rate | 52.4% | 75.0%-22.6pp | 69.5%-17.1pp | 81.2%-28.8pp |
| Annual return | -9.12% | -2.73%-6.4pp | 0.14%-9.3pp | 418.01%-427.1pp |
| Employer contribution / active EE | $2,112 | $3,128-32.5% | $2,413-12.5% | $4,740-55.4% |
| Participant deferral / active EE | $3,541 | $4,692-24.5% | $3,985-11.1% | $6,400-44.7% |
| Admin fee / account holder | $1,502 | $9,127-83.5% | $6,833-78.0% | $11,425-86.9% |