Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,941 | $64,734-56.8% | $90,796-69.2% | $64,097-56.4% |
| Participation rate | 62.6% | 53.2%+9.4pp | 69.5%-6.9pp | 55.2%+7.4pp |
| Annual return | 11.62% | 17.77%-6.2pp | 19.29%-7.7pp | 34.64%-23.0pp |
| Employer contribution / active EE | $1,185 | $1,703-30.4% | $2,294-48.3% | $1,891-37.3% |
| Participant deferral / active EE | $2,726 | $2,629+3.7% | $3,822-28.7% | $3,080-11.5% |
| Admin fee / account holder | $2,670 | $3,474-23.1% | $7,024-62.0% | $3,454-22.7% |