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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,425 | $105,160-88.2% | $94,679-86.9% | $139,456-91.1% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 21.77% | 38.04%-16.3pp | 156.75%-135.0pp | 373.45%-351.7pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,285 | $7,599-43.6% | $7,417-42.2% | $6,711-36.2% |
| Admin fee / account holder | $4,866 | $8,988-45.9% | $7,233-32.7% | $11,407-57.3% |