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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,980 | $174,379-75.9% | $152,093-72.4% | $138,895-69.8% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 25.03% | 74.86%-49.8pp | 66.36%-41.3pp | 145.39%-120.4pp |
| Employer contribution / active EE | $1,926 | $4,652-58.6% | $4,175-53.9% | $4,194-54.1% |
| Participant deferral / active EE | $9,899 | $6,159+60.7% | $5,451+81.6% | $6,396+54.8% |
| Admin fee / account holder | $3,320 | $16,880-80.3% | $14,497-77.1% | $12,562-73.6% |