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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,936 | $106,524+70.8% | $152,301+19.5% | $87,485+108.0% |
| Participation rate | 79.2% | 75.8%+3.5pp | 82.4%-3.2pp | 68.9%+10.3pp |
| Annual return | 12.20% | 26.89%-14.7pp | 80.50%-68.3pp | 26.06%-13.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $12,299 | $6,525+88.5% | $8,004+53.7% | $4,274+187.8% |
| Admin fee / account holder | $45,407 | $8,287+448.0% | $14,398+215.4% | $7,775+484.0% |