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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,572 | $105,200+58.3% | $159,474+4.5% | $85,847+94.0% |
| Participation rate | 98.1% | 75.8%+22.3pp | 82.8%+15.3pp | 69.3%+28.8pp |
| Annual return | 10.61% | 45.08%-34.5pp | 263.68%-253.1pp | 318.61%-308.0pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $12,390 | $5,946+108.4% | $7,353+68.5% | $3,952+213.5% |
| Admin fee / account holder | $13,999 | $6,934+101.9% | $10,802+29.6% | $6,261+123.6% |