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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,936 | $106,749+70.4% | $145,433+25.1% | $82,448+120.7% |
| Participation rate | 79.2% | 75.6%+3.6pp | 82.1%-2.9pp | 68.1%+11.2pp |
| Annual return | 12.20% | 27.59%-15.4pp | 66.58%-54.4pp | 41.64%-29.4pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $12,299 | $6,519+88.7% | $7,897+55.7% | $4,139+197.1% |
| Admin fee / account holder | $45,407 | $8,390+441.2% | $13,129+245.9% | $7,234+527.7% |