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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,520 | $174,379-88.8% | $152,093-87.2% | $138,895-85.9% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 20.54% | 74.86%-54.3pp | 66.36%-45.8pp | 145.39%-124.9pp |
| Employer contribution / active EE | $1,720 | $4,652-63.0% | $4,175-58.8% | $4,194-59.0% |
| Participant deferral / active EE | $3,609 | $6,159-41.4% | $5,451-33.8% | $6,396-43.6% |
| Admin fee / account holder | $434 | $16,880-97.4% | $14,497-97.0% | $12,562-96.5% |