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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,660 | $138,078-81.4% | $125,363-79.5% | $134,509-80.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.61% | 750.49%-770.1pp | 572.15%-591.8pp | 418.13%-437.7pp |
| Employer contribution / active EE | $3,350 | $5,245-36.1% | $4,815-30.4% | $4,741-29.3% |
| Participant deferral / active EE | $6,190 | $7,800-20.6% | $7,447-16.9% | $6,400-3.3% |
| Admin fee / account holder | $431 | $11,566-96.3% | $10,005-95.7% | $11,427-96.2% |