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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,429 | $152,542-83.3% | $117,498-78.4% | $134,509-81.1% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -33.88% | 53.02%-86.9pp | 29.75%-63.6pp | 418.13%-452.0pp |
| Employer contribution / active EE | $45,272 | $5,574+712.2% | $4,178+983.6% | $4,741+855.0% |
| Participant deferral / active EE | $51,783 | $4,819+974.5% | $4,071+1171.9% | $6,400+709.1% |
| Admin fee / account holder | $3,144 | $7,006-55.1% | $5,646-44.3% | $11,427-72.5% |