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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,996 | $159,978-70.0% | $147,041-67.4% | $145,978-67.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.67% | 98.36%-85.7pp | 419.21%-406.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $0 | $5,288-100.0% | $4,935-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,453 | $8,429-59.0% | $8,071-57.2% | $6,690-48.4% |
| Admin fee / account holder | $1,283 | $15,053-91.5% | $13,006-90.1% | $13,400-90.4% |