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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,681 | $148,623-65.9% | $135,974-62.7% | $139,466-63.7% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 27.76% | 79.30%-51.5pp | 68.30%-40.5pp | 373.66%-345.9pp |
| Employer contribution / active EE | $6,258 | $5,246+19.3% | $4,859+28.8% | $4,754+31.6% |
| Participant deferral / active EE | $17,287 | $8,103+113.3% | $7,760+122.8% | $6,712+157.6% |
| Admin fee / account holder | $5,027 | $12,406-59.5% | $10,767-53.3% | $11,409-55.9% |