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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,469 | $85,024-94.7% | $70,544-93.7% | $139,466-96.8% |
| Participation rate | 81.3% | 73.9%+7.3pp | 68.4%+12.9pp | 80.3%+0.9pp |
| Annual return | 19.90% | 30.39%-10.5pp | 32.79%-12.9pp | 373.66%-353.8pp |
| Employer contribution / active EE | $1,485 | $3,912-62.0% | $2,976-50.1% | $4,754-68.8% |
| Participant deferral / active EE | $1,561 | $5,891-73.5% | $4,568-65.8% | $6,712-76.7% |
| Admin fee / account holder | $1,244 | $8,928-86.1% | $6,427-80.6% | $11,409-89.1% |