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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,928 | $154,193-79.9% | $130,045-76.2% | $139,466-77.8% |
| Participation rate | 27.3% | 82.0%-54.7pp | 78.5%-51.2pp | 80.3%-53.1pp |
| Annual return | 12.63% | 32.51%-19.9pp | -137.30%+149.9pp | 373.66%-361.0pp |
| Employer contribution / active EE | $1,258 | $5,292-76.2% | $4,321-70.9% | $4,754-73.5% |
| Participant deferral / active EE | $2,205 | $6,709-67.1% | $5,820-62.1% | $6,712-67.1% |
| Admin fee / account holder | $11,886 | $13,989-15.0% | $10,600+12.1% | $11,409+4.2% |