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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,905 | $106,267+14.7% | $96,520+26.3% | $139,456-12.6% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 27.95% | 38.45%-10.5pp | 35.72%-7.8pp | 373.45%-345.5pp |
| Employer contribution / active EE | $2,351 | $4,105-42.7% | $3,739-37.1% | $4,753-50.5% |
| Participant deferral / active EE | $3,800 | $5,454-30.3% | $4,879-22.1% | $6,711-43.4% |
| Admin fee / account holder | $696 | $7,882-91.2% | $6,733-89.7% | $11,407-93.9% |