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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,658 | $68,394-59.6% | $94,672-70.8% | $75,177-63.2% |
| Participation rate | 86.8% | 76.1%+10.7pp | 80.8%+6.0pp | 67.2%+19.6pp |
| Annual return | 52.68% | 616.92%-564.2pp | 156.89%-104.2pp | 160.75%-108.1pp |
| Employer contribution / active EE | $3,821 | $2,701+41.5% | $3,673+4.0% | $2,671+43.0% |
| Participant deferral / active EE | $10,047 | $6,536+53.7% | $7,417+35.5% | $4,126+143.5% |
| Admin fee / account holder | $957 | $5,326-82.0% | $7,222-86.8% | $5,651-83.1% |