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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,658 | $68,346-59.5% | $94,659-70.8% | $75,173-63.2% |
| Participation rate | 86.8% | 76.1%+10.7pp | 80.8%+6.0pp | 67.2%+19.6pp |
| Annual return | 52.68% | 616.93%-564.3pp | 156.75%-104.1pp | 160.65%-108.0pp |
| Employer contribution / active EE | $3,821 | $2,701+41.5% | $3,673+4.0% | $2,670+43.1% |
| Participant deferral / active EE | $10,047 | $6,537+53.7% | $7,419+35.4% | $4,126+143.5% |
| Admin fee / account holder | $957 | $5,326-82.0% | $7,232-86.8% | $5,651-83.1% |