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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,884 | $165,399-89.2% | $149,745-88.1% | $158,982-88.8% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,540 | $5,105-30.7% | $4,646-23.8% | $4,763-25.7% |
| Participant deferral / active EE | $8,124 | $7,183+13.1% | $6,843+18.7% | $5,983+35.8% |
| Admin fee / account holder | $501 | $10,811-95.4% | $9,312-94.6% | $11,252-95.5% |