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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,050 | $211,239-98.6% | $178,528-98.3% | $145,877-97.9% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.07% | 30.22%-15.2pp | 27.11%-12.0pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,383 | $4,570-69.7% | $3,950-65.0% | $4,663-70.4% |
| Participant deferral / active EE | $1,389 | $6,963-80.1% | $6,278-77.9% | $6,691-79.2% |
| Admin fee / account holder | $939 | $12,095-92.2% | $10,419-91.0% | $13,402-93.0% |