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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,163 | $105,145-96.0% | $94,664-95.6% | $139,466-97.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 37.54% | 38.09%-0.6pp | 156.84%-119.3pp | 373.66%-336.1pp |
| Employer contribution / active EE | $2,065 | $4,107-49.7% | $3,673-43.8% | $4,754-56.6% |
| Participant deferral / active EE | $2,360 | $7,599-68.9% | $7,417-68.2% | $6,712-64.8% |
| Admin fee / account holder | $1,008 | $8,972-88.8% | $7,222-86.0% | $11,409-91.2% |