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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,249 | $175,257-63.3% | $149,717-57.1% | $139,456-53.9% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 19.21% | 166.70%-147.5pp | 134.41%-115.2pp | 373.45%-354.2pp |
| Employer contribution / active EE | $952 | $5,477-82.6% | $4,820-80.3% | $4,753-80.0% |
| Participant deferral / active EE | $3,259 | $6,521-50.0% | $5,682-42.6% | $6,711-51.4% |
| Admin fee / account holder | $1,140 | $16,156-92.9% | $13,213-91.4% | $11,407-90.0% |