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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,437 | $125,237-76.5% | $105,608-72.1% | $145,877-79.8% |
| Participation rate | 75.0% | 77.7%-2.7pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 10.20% | 225.76%-215.6pp | 116.50%-106.3pp | 551.28%-541.1pp |
| Employer contribution / active EE | $1,355 | $3,720-63.6% | $3,167-57.2% | $4,663-70.9% |
| Participant deferral / active EE | $3,350 | $5,711-41.3% | $5,010-33.1% | $6,691-49.9% |
| Admin fee / account holder | $645 | $17,287-96.3% | $11,028-94.2% | $13,402-95.2% |