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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,432 | $118,496-81.9% | $98,461-78.2% | $139,466-84.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 16.70% | 18.96%-2.3pp | 21.17%-4.5pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,641 | $3,611-26.8% | $3,049-13.4% | $4,754-44.4% |
| Participant deferral / active EE | $5,000 | $5,393-7.3% | $4,738+5.5% | $6,712-25.5% |
| Admin fee / account holder | $1,413 | $14,056-90.0% | $8,961-84.2% | $11,409-87.6% |