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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,437 | $125,190-76.5% | $105,624-72.1% | $145,897-79.8% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 10.20% | 225.22%-215.0pp | 116.20%-106.0pp | 552.29%-542.1pp |
| Employer contribution / active EE | $1,355 | $3,720-63.6% | $3,168-57.2% | $4,663-70.9% |
| Participant deferral / active EE | $3,350 | $5,716-41.4% | $5,013-33.2% | $6,689-49.9% |
| Admin fee / account holder | $645 | $17,138-96.2% | $10,961-94.1% | $13,390-95.2% |