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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,450 | $97,761-77.0% | $83,850-73.2% | $135,382-83.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -14.85% | 1287.44%-1302.3pp | 850.92%-865.8pp | 519.77%-534.6pp |
| Employer contribution / active EE | $3,222 | $4,222-23.7% | $3,631-11.3% | $4,779-32.6% |
| Participant deferral / active EE | $4,027 | $4,682-14.0% | $4,082-1.3% | $5,609-28.2% |
| Admin fee / account holder | $318 | $6,674-95.2% | $5,478-94.2% | $10,829-97.1% |