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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,456 | $138,078-54.8% | $125,363-50.2% | $134,509-53.6% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -32.91% | 750.49%-783.4pp | 572.15%-605.1pp | 418.13%-451.0pp |
| Employer contribution / active EE | $11,998 | $5,245+128.8% | $4,815+149.2% | $4,741+153.1% |
| Participant deferral / active EE | $13,843 | $7,800+77.5% | $7,447+85.9% | $6,400+116.3% |
| Admin fee / account holder | $308 | $11,566-97.3% | $10,005-96.9% | $11,427-97.3% |