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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,130 | $117,444-12.2% | $99,479+3.7% | $152,909-32.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 22.31% | 31.87%-9.6pp | 30.72%-8.4pp | 345.46%-323.2pp |
| Employer contribution / active EE | $10,678 | $3,014+254.3% | $2,540+320.4% | $4,764+124.2% |
| Participant deferral / active EE | $7,480 | $4,086+83.0% | $3,619+106.7% | $5,851+27.8% |
| Admin fee / account holder | $3,458 | $7,635-54.7% | $6,253-44.7% | $11,601-70.2% |