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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,698 | $107,809-39.1% | $90,657-27.5% | $135,380-51.5% |
| Participation rate | 90.0% | 78.0%+12.0pp | 74.0%+16.0pp | 82.6%+7.4pp |
| Annual return | -11.15% | -0.90%-10.2pp | 1.89%-13.0pp | 519.81%-531.0pp |
| Employer contribution / active EE | $9,210 | $3,018+205.2% | $2,532+263.8% | $4,779+92.7% |
| Participant deferral / active EE | $6,356 | $3,872+64.2% | $3,424+85.6% | $5,609+13.3% |
| Admin fee / account holder | $2,644 | $5,931-55.4% | $4,994-47.1% | $10,828-75.6% |