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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,000 | $110,093+81.7% | $97,295+105.6% | $145,897+37.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.76% | 244.76%-234.0pp | 75.62%-64.9pp | 552.29%-541.5pp |
| Employer contribution / active EE | $4,351 | $3,077+41.4% | $2,723+59.8% | $4,663-6.7% |
| Participant deferral / active EE | $22,843 | $4,678+388.3% | $4,264+435.8% | $6,689+241.5% |
| Admin fee / account holder | $933 | $6,212-85.0% | $5,646-83.5% | $13,390-93.0% |