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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,000 | $109,904+82.0% | $97,167+105.8% | $145,959+37.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.76% | 243.43%-232.7pp | 75.27%-64.5pp | 561.95%-551.2pp |
| Employer contribution / active EE | $4,351 | $3,084+41.1% | $2,729+59.4% | $4,661-6.7% |
| Participant deferral / active EE | $22,843 | $4,676+388.5% | $4,264+435.8% | $6,689+241.5% |
| Admin fee / account holder | $933 | $6,216-85.0% | $5,650-83.5% | $13,398-93.0% |