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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,384 | $106,524+40.2% | $152,301-1.9% | $87,485+70.8% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.4%-15.8pp | 68.9%-2.3pp |
| Annual return | 16.48% | 26.89%-10.4pp | 80.50%-64.0pp | 26.06%-9.6pp |
| Employer contribution / active EE | $2,020 | $3,371-40.1% | $4,624-56.3% | $2,596-22.2% |
| Participant deferral / active EE | $3,740 | $6,525-42.7% | $8,004-53.3% | $4,274-12.5% |
| Admin fee / account holder | $1,352 | $8,287-83.7% | $14,398-90.6% | $7,775-82.6% |