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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,384 | $107,421+39.1% | $182,262-18.0% | $94,015+58.9% |
| Participation rate | 66.7% | 77.8%-11.1pp | 84.2%-17.5pp | 70.8%-4.2pp |
| Annual return | 16.48% | 21.32%-4.8pp | 140.60%-124.1pp | 17.84%-1.4pp |
| Employer contribution / active EE | $2,020 | $3,448-41.4% | $5,046-60.0% | $2,790-27.6% |
| Participant deferral / active EE | $3,740 | $6,558-43.0% | $8,276-54.8% | $4,249-12.0% |
| Admin fee / account holder | $1,352 | $8,692-84.5% | $16,712-91.9% | $8,951-84.9% |