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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,384 | $106,749+39.9% | $145,433+2.7% | $82,448+81.2% |
| Participation rate | 66.7% | 75.6%-9.0pp | 82.1%-15.5pp | 68.1%-1.4pp |
| Annual return | 16.48% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,020 | $3,444-41.4% | $4,554-55.7% | $2,551-20.8% |
| Participant deferral / active EE | $3,740 | $6,519-42.6% | $7,897-52.6% | $4,139-9.6% |
| Admin fee / account holder | $1,352 | $8,390-83.9% | $13,129-89.7% | $7,234-81.3% |