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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,415 | $77,814-18.5% | $158,223-59.9% | $86,983-27.1% |
| Participation rate | 80.0% | 68.4%+11.6pp | 79.2%+0.8pp | 69.5%+10.5pp |
| Annual return | 8.89% | 30.54%-21.7pp | 52.09%-43.2pp | 25.83%-16.9pp |
| Employer contribution / active EE | $5,847 | $2,592+125.6% | $4,109+42.3% | $2,584+126.2% |
| Participant deferral / active EE | $5,010 | $3,270+53.2% | $5,467-8.4% | $4,194+19.5% |
| Admin fee / account holder | $7,361 | $5,879+25.2% | $16,047-54.1% | $7,856-6.3% |