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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,088 | $73,839-55.2% | $143,788-77.0% | $68,495-51.7% |
| Participation rate | 87.9% | 66.7%+21.2pp | 80.3%+7.6pp | 67.9%+20.0pp |
| Annual return | -8.70% | 1.01%-9.7pp | -0.03%-8.7pp | -7.84%-0.9pp |
| Employer contribution / active EE | $3,000 | $3,184-5.8% | $4,952-39.4% | $2,596+15.6% |
| Participant deferral / active EE | $4,013 | $3,384+18.6% | $5,638-28.8% | $4,028-0.4% |
| Admin fee / account holder | $4,130 | $5,755-28.2% | $14,675-71.9% | $5,403-23.6% |