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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,304 | $127,386+23.5% | $115,037+36.7% | $125,393+25.4% |
| Participation rate | 50.0% | 84.2%-34.2pp | 81.4%-31.4pp | 83.2%-33.2pp |
| Annual return | -0.54% | 31.28%-31.8pp | 26.14%-26.7pp | 282.23%-282.8pp |
| Employer contribution / active EE | $2,600 | $5,166-49.7% | $4,608-43.6% | $4,866-46.6% |
| Participant deferral / active EE | $11,500 | $6,423+79.0% | $6,026+90.8% | $5,351+114.9% |
| Admin fee / account holder | $0 | $9,516-100.0% | $8,175-100.0% | $9,541-100.0% |