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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,084 | $56,484+63.0% | $169,452-45.7% | $64,173+43.5% |
| Participation rate | 96.0% | 64.5%+31.5pp | 77.8%+18.2pp | 69.6%+26.4pp |
| Annual return | -10.45% | -1.55%-8.9pp | 1.83%-12.3pp | 7.63%-18.1pp |
| Employer contribution / active EE | $1,210 | $1,832-33.9% | $4,157-70.9% | $2,381-49.2% |
| Participant deferral / active EE | $3,830 | $3,448+11.1% | $5,277-27.4% | $3,470+10.4% |
| Admin fee / account holder | $2,653 | $4,174-36.4% | $9,110-70.9% | $4,887-45.7% |