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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,051 | $109,344+14.4% | $89,400+39.9% | $158,950-21.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.95% | 345.73%-326.8pp | 245.64%-226.7pp | 302.91%-284.0pp |
| Employer contribution / active EE | $6,757 | $3,170+113.1% | $2,586+161.3% | $4,762+41.9% |
| Participant deferral / active EE | $4,837 | $4,599+5.2% | $3,890+24.3% | $5,983-19.2% |
| Admin fee / account holder | $5,183 | $6,154-15.8% | $4,882+6.2% | $11,248-53.9% |