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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,858 | $72,272-64.2% | $101,264-74.5% | $79,858-67.6% |
| Participation rate | 53.1% | 68.5%-15.4pp | 75.8%-22.7pp | 69.6%-16.6pp |
| Annual return | 15.18% | 22.30%-7.1pp | 46.48%-31.3pp | 31.72%-16.5pp |
| Employer contribution / active EE | $1,129 | $2,692-58.1% | $3,660-69.2% | $2,471-54.3% |
| Participant deferral / active EE | $1,930 | $3,282-41.2% | $4,370-55.8% | $3,740-48.4% |
| Admin fee / account holder | $95 | $4,401-97.8% | $5,947-98.4% | $5,306-98.2% |