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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,604 | $154,193+148.1% | $130,045+194.2% | $139,466+174.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | -1.10% | 32.51%-33.6pp | -137.30%+136.2pp | 373.66%-374.8pp |
| Employer contribution / active EE | $15,000 | $5,292+183.5% | $4,321+247.1% | $4,754+215.5% |
| Participant deferral / active EE | $4,598 | $6,709-31.5% | $5,820-21.0% | $6,712-31.5% |
| Admin fee / account holder | $429,420 | $13,989+2969.7% | $10,600+3951.0% | $11,409+3664.0% |