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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $735,384 | $152,619+381.8% | $125,195+487.4% | $152,909+380.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 2.56% | 54.85%-52.3pp | 43.79%-41.2pp | 345.46%-342.9pp |
| Employer contribution / active EE | $9,375 | $4,947+89.5% | $3,866+142.5% | $4,764+96.8% |
| Participant deferral / active EE | $2,103 | $5,869-64.2% | $4,937-57.4% | $5,851-64.1% |
| Admin fee / account holder | $60,889 | $13,437+353.1% | $9,704+527.5% | $11,601+424.9% |