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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,258 | $135,956-87.3% | $123,894-86.1% | $273,972-93.7% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 4.32% | 56.63%-52.3pp | 47.52%-43.2pp | 41.46%-37.1pp |
| Employer contribution / active EE | $3,103 | $5,170-40.0% | $4,617-32.8% | $4,869-36.3% |
| Participant deferral / active EE | $5,963 | $6,343-6.0% | $5,984-0.4% | $5,287+12.8% |
| Admin fee / account holder | $25,295 | $9,817+157.7% | $8,357+202.7% | $10,133+149.6% |