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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,337 | $99,995-46.7% | $85,063-37.3% | $145,978-63.5% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 8.91% | 83.99%-75.1pp | 66.54%-57.6pp | 550.52%-541.6pp |
| Employer contribution / active EE | $2,311 | $3,231-28.5% | $2,727-15.3% | $4,662-50.4% |
| Participant deferral / active EE | $5,674 | $5,295+7.2% | $4,523+25.5% | $6,690-15.2% |
| Admin fee / account holder | $12,487 | $7,255+72.1% | $6,155+102.9% | $13,400-6.8% |