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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,105 | $115,225-35.7% | $100,712-26.4% | $138,895-46.6% |
| Participation rate | 53.8% | 74.3%-20.5pp | 69.3%-15.4pp | 79.9%-26.1pp |
| Annual return | 16.30% | 40.35%-24.1pp | 33.27%-17.0pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,165 | $2,771-57.9% | $2,313-49.6% | $4,194-72.2% |
| Participant deferral / active EE | $2,213 | $4,699-52.9% | $4,085-45.8% | $6,396-65.4% |
| Admin fee / account holder | $265 | $10,844-97.6% | $9,256-97.1% | $12,562-97.9% |