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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,351 | $175,257-51.9% | $149,717-43.7% | $139,456-39.5% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 16.06% | 166.70%-150.6pp | 134.41%-118.3pp | 373.45%-357.4pp |
| Employer contribution / active EE | $1,485 | $5,477-72.9% | $4,820-69.2% | $4,753-68.8% |
| Participant deferral / active EE | $3,490 | $6,521-46.5% | $5,682-38.6% | $6,711-48.0% |
| Admin fee / account holder | $26,972 | $16,156+67.0% | $13,213+104.1% | $11,407+136.5% |