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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,621 | $215,361+134.8% | $171,082+195.5% | $273,972+84.6% |
| Participation rate | 75.0% | 82.0%-7.0pp | 76.7%-1.7pp | 83.0%-8.0pp |
| Annual return | -0.37% | 25.14%-25.5pp | 32.56%-32.9pp | 41.46%-41.8pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,002-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,505 | $5,543-36.8% | $4,797-26.9% | $5,287-33.7% |
| Admin fee / account holder | $21,035 | $10,846+93.9% | $8,520+146.9% | $10,133+107.6% |