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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,831 | $71,872-46.0% | $86,691-55.2% | $68,495-43.3% |
| Participation rate | 34.6% | 72.2%-37.6pp | 76.6%-42.0pp | 67.9%-33.3pp |
| Annual return | -15.92% | 3.53%-19.5pp | 35.94%-51.9pp | -7.84%-8.1pp |
| Employer contribution / active EE | $865 | $2,173-60.2% | $2,837-69.5% | $2,596-66.7% |
| Participant deferral / active EE | $3,502 | $3,779-7.3% | $4,656-24.8% | $4,028-13.0% |
| Admin fee / account holder | $216 | $6,112-96.5% | $7,492-97.1% | $5,403-96.0% |