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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,863 | $98,766-36.4% | $149,730-58.0% | $79,852-21.3% |
| Participation rate | 62.9% | 75.8%-12.9pp | 82.5%-19.6pp | 69.6%-6.7pp |
| Annual return | 18.74% | 27.43%-8.7pp | 276.70%-258.0pp | 31.72%-13.0pp |
| Employer contribution / active EE | $2,596 | $3,217-19.3% | $4,645-44.1% | $2,471+5.0% |
| Participant deferral / active EE | $5,676 | $5,681-0.1% | $6,843-17.1% | $3,740+51.7% |
| Admin fee / account holder | $23 | $6,052-99.6% | $9,310-99.8% | $5,306-99.6% |