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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,222 | $89,652-41.7% | $141,191-63.0% | $65,185-19.9% |
| Participation rate | 60.2% | 74.7%-14.5pp | 82.5%-22.3pp | 70.2%-10.0pp |
| Annual return | -8.84% | 32.79%-41.6pp | 71.41%-80.3pp | 29.38%-38.2pp |
| Employer contribution / active EE | $2,423 | $3,065-20.9% | $4,736-48.8% | $2,177+11.3% |
| Participant deferral / active EE | $4,908 | $5,691-13.8% | $6,710-26.9% | $3,514+39.7% |
| Admin fee / account holder | $21 | $569-96.3% | $10,264-99.8% | $847-97.5% |