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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 | Advisory (Plan) | $23,097 |
EDBERG & PERRY INC4 years Filed as: EDBERG PERRY LLC Service code 13 · EIN 83-2658560 | Contract Administrator | $3,136 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERV Service code 64 | Recordkeeping Fees | $500 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,997 | $76,669-73.9% | $96,520-79.3% | $71,495-72.0% |
| Participation rate | 81.9% | 66.6%+15.3pp | 74.3%+7.6pp | 67.9%+14.0pp |
| Annual return | 17.37% | 48.29%-30.9pp | 35.72%-18.4pp | 28.85%-11.5pp |
| Employer contribution / active EE | $1,358 | $3,031-55.2% | $3,739-63.7% | $2,589-47.6% |
| Participant deferral / active EE | $1,881 | $3,771-50.1% | $4,879-61.5% | $4,291-56.2% |
| Admin fee / account holder | $84 | $2,028-95.9% | $6,733-98.8% | $1,588-94.7% |