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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,310 | $117,904-77.7% | $102,457-74.3% | $145,978-82.0% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 18.94% | 31.80%-12.9pp | 29.41%-10.5pp | 550.52%-531.6pp |
| Employer contribution / active EE | $1,331 | $3,613-63.2% | $3,022-56.0% | $4,662-71.4% |
| Participant deferral / active EE | $2,253 | $5,733-60.7% | $5,054-55.4% | $6,690-66.3% |
| Admin fee / account holder | $1,902 | $13,329-85.7% | $9,451-79.9% | $13,400-85.8% |